Welcome to Kouzmanoff Financial & Insurance Services, Inc.
A wide range of disability carriers to meet your needs
Specific disability products include . . .
Individual guaranteed renewable plans available to a wide range of occupations varying from carpenters, truck drivers, and other blue collar workers, to corporate executives, lawyers, C.P.A.'s, Physicians, and other professionals.
Non-cancelable Guaranteed renewable plans designed for office workers, executives, and professionals.
Special risk disability coverage designed for entertainers, professional athletes, pilots, and other non traditional occupations.
Business overhead expense programs created to reimburse a business owner for business expenses incurred while on disability.
Business buy-out policies designed to fund business succession plans when an owner becomes permanently disabled.
About Us
Insurance Professionals Depend on Us
Representing a wide range of carriers, Kouzmanoff Financial can assist you in selecting and quoting the most appropriate product at the most competitive pricing.
Disability Buyers
- CXO Executives
- Professionals
- Blue Collar Workers
Special Risk Disability
- Entertainers
- Professional Athletes
- Untraditional Careers
Disability for Owners
- Buy-Out Policies
- Overhead Expense
- Business Protection
Disability Guarantees
- Renewable
- Non-Cancelable
- Affordable
Current Disability Rates Table
- 6.22%
- Home
house units will catch fire - 5.76%
- Auto
motor vehicle accidents - 5.80%
- Injury
age 25-64 suffer a disability
Don't forget to protect your most valuable asset... your ability to earn an income.