Kouzmanoff Financial and Insurance Services, Inc.

Kouzmanoff Financial offers a complete range of individual disability income insurance products . . . from personal DI, to business expense, buy-sell, and key-person products.

Terry Bishop, Individual Disability Sales Manager, has more than 30 years experience is dealing with a multitude of carriers and products specifically designed to meet your client’s needs.

Terry Bishop, Individual Sales Manager.

Terry and his staff work with carriers and underwriters to best ascertain your client’s needs, possible product solutions, and underwriting criteria which will best enable your client to secure their needed disability coverage on the most favorable terms.

Both traditional guaranteed renewable, non-cancelable products are available as well as specialty products for higher risk applicants.

Guarantee Health Issue programs, as well as special premium discount programs are available to your prospective insureds.

Kouzmanoff Financial producers can also take advantage of unique pre-approved professional and business association sponsored plans to offer their applicants DI coverage at lower premium rates than would ordinarily be available.

6.22%

Home
house units will catch fire

5.76%

Auto
motor vehicle accidents

5.80%

Injury
age 25-64 suffer a disability