Welcome to Kouzmanoff Financial & Insurance Services, Inc.
Group Long Term Disability insurance can afford important income protection for your business client and their employees. Kouzmanoff Financial has a special arrangement to assist you in this important sales area through one of America’s leading group LTD carriers, The Standard Insurance Company of Portland, Oregon.
How to use GROUP LTD in your sales efforts:
Group LTD coverage is available to employers with as few as two (2) lives!
“Carve-out plans are available to group with as few as ten (10) lives!
All group LTD plans offer coverage to insureds without individual medical underwriting, regardless of case size.
Group LTD can be supplemented with “guarantee issue” individual DI to insure one to as much as 75-80% of earned income.
To learn more about GROUP LTD plans offered though Kouzmanoff Financial, please phone us at 1-800-653-8003, or respond to us via email.
Disability Buyers
- CXO Executives
- Professionals
- Blue Collar Workers
Special Risk Disability
- Entertainers
- Professional Athletes
- Untraditional Careers
Disability for Owners
- Buy-Out Policies
- Overhead Expense
- Business Protection
Disability Guarantees
- Renewable
- Non-Cancelable
- Affordable
Current Disability Rates Table
- 6.22%
- Home
house units will catch fire - 5.76%
- Auto
motor vehicle accidents - 5.80%
- Injury
age 25-64 suffer a disability
Don't forget to protect your most valuable asset... your ability to earn an income.